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A debtor's $1,000 contractual obligation to a creditor was due on July 1. On the preceding June 15, the creditor called her niece and said, «As my birthday gift to you, you may collect on July 1 the $1,000 the debtor owes me.» The creditor also called the debtor and told him to pay the $1,000 to the niece on July 1. On July 1, the debtor, saying that he did not like the niece and wouldn't pay anything to her, paid the $1,000 to the creditor, who accepted it without objection.
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A is incorrect. The assignment was revocable.
B is incorrect. A novation did not occur on these facts.
D is incorrect. Contract rights are freely assignable except in very limited circumstances, such as where assignment would materially change the duty of the obligor.